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Welcome to “Terms of Service,” the podcast that dives deep into the fine print of our digital lives. Every time we check the box on an app, website, or online service, we’re making choices—often without knowing the full story. From giving away our privacy to navigating complex security settings, we’re all part of a digital landscape that’s constantly evolving.


Join us as we unpack the themes that shape our online experiences: privacy, security, safety, and the everyday permissions we grant without a second thought. We’ll explore how AI, agency, and decentralized technologies are reshaping our digital world, often in ways that fly under the radar. And because no conversation about our digital lives would be complete without it, we’ll tackle the legal and policy implications that come with our clicks, swipes, and taps.


Whether you’re tech-savvy or just trying to keep up, “Terms of Service” invites you to join the conversation about the hidden costs of convenience in the digital age. Tune in to explore, question, and rethink the terms we often accept without a second thought, and let’s challenge the norms of our digital lives together.


Credits

Produced by Mary Camacho & Nicole Klau Ibarra. Music and sound production is by Arthur Vincent at Sonorlab.


Behind the Mic


Co-founder of Holochain, and CEO of Holo, Mary leads the development of peer-to-peer and decentralised technologies that empower users and redefine digital interactions. With over 20 years in tech and telecom, her career has been dedicated to enhancing user control, privacy, and digital autonomy.


Mary's educational background as a social scientist grounds the explorations at intersection of sociality and technology, exposing the trade-offs in privacy, security, and agency inherent in our digital choices. On “Terms of Service,” she invites listeners to rethink these everyday interactions and the broader implications of AI, distributed tech, and legal frameworks on our digital lives, advocating for a future where individuals have greater control over their data and decisions.

https://www.linkedin.com/in/maryfcamacho/


Nicole is a visionary entrepreneur with a diverse background, she is passionate about social system design and has helped multiple ventures, Including the IKIGAI Project, her non-profit helping people build essential 21st-century skills- many of which intersect with the topics discussed in Terms Of Service.

https://www.linkedin.com/in/nicole-klau-ibarra-b26818137/



Arthur Vincent is a seasoned Music and Audio Producer with a passion for pushing the boundaries of music technology. As a music producer and sound designer, he has crafted innovative audio experiences for global brands like Heineken, Philips, and Cupra. Alongside his creative work, Arthur is also an expert in audio technology, mastering both hardware and software tools to deliver high-quality, immersive sound.

https://www.linkedin.com/in/arthur-vincent/

]]> Mary Camacho Terms of Service Podcast https://media.termsofservice.xyz/termsofservice-xyz/production/images/channel-552cfc6453e8f9e9674d2015afb0e0dd.jpg https://termsofservice.xyz ©2024 Mary Camacho info@termsofservice.xyz Mary Camacho The Terms of Service Podcast Femtech's Reckoning: Privacy, Power, and Protection in Health Technology with Soribel Feliz 4_TzseN96dz Thu, 29 Jan 2026 14:00:00 GMT false In this episode of Terms of Service, host Mary Camacho speaks with Soribel Feliz—AI governance and tech policy advisor—about the dangerous gaps between what health technology promises and what privacy law actually protects. Drawing from her experience advising on AI and emerging tech across the U.S. Senate, federal government, and Big Tech, Soribel examines how femtech and wellness apps claim to empower women while selling their most intimate data and leaving them vulnerable to law enforcement.

This conversation starts with a moment at a pitch competition: a pregnancy app founder dismissed a question about law enforcement access with "we're HIPAA compliant" and turned away. That turning away from hard questions reveals the problem. As 210 pregnant women face criminal charges using data from apps that promised empowerment, this episode asks: what would it take to build health technology that actually protects the people who use it?

Key Takeaways

  • HIPAA compliance doesn't mean privacy protection. Most consumer health apps aren't covered entities and can sell your data freely.
  • Your health data is being sold without meaningful consent. Period tracking apps sold location data to anti-abortion organizations to target women visiting Planned Parenthood.
  • Pregnancy loss can become criminal evidence. 210 pregnant women faced criminal charges using app data in the first year after Dobbs—HIPAA offered zero protection.
  • Compliance ≠ actual protection. Checking regulatory boxes doesn't mean users are safe. Founders and investors must ask harder questions.
  • Algorithms are personal. From hiring discrimination to insurance denials, AI systems make intimate decisions about people's lives with little transparency.

Topics Covered / Timestamped Sections

  • 02:40 – The pitch competition moment: when "HIPAA compliant" became a shield against accountability
  • 04:31 – What HIPAA actually does and doesn't do
  • 08:49 – Period tracker data sold to Wisconsin Right to Life for anti-abortion targeting
  • 16:30 – Why consumer health apps aren't covered by HIPAA
  • 20:15 – Law enforcement access and pregnancy loss as criminal evidence
  • 32:18 – ChatGPT Health and the risks of sharing complete medical records
  • 37:50 – What Soribel learned in the Senate, at Meta, and Microsoft
  • 43:45 – Algorithms are personal: Workday's hiring discrimination lawsuit
  • 46:23 – Advice for founders: put your money where your mouth is
  • 50:26 – Follow Soribel's work on LinkedIn, Substack, and YouTube

Guest Bio and Links

Soribel Feliz – AI governance and tech policy advisor with experience advising on AI and emerging tech across the U.S. Senate, federal government, and Big Tech. She focuses on how AI systems create legal, ethical, and operational risk, especially in health tech and femtech, and how organizations can govern AI responsibly at scale. Her work highlights where privacy law and AI governance fall short and why robust governance frameworks matter now.

Resources Mentioned

Further Reading / Related Episodes

  • Soribel's "Femtech Reckoning" series on Substack

Call to Action

What does it mean to build health technology that actually protects the people who use it? Soribel Feliz offers a clear-eyed examination of where femtech is failing—and what it would take for founders, investors, and policymakers to ask the hard questions.

Credits

Host: Mary Camacho

Guest: Soribel Feliz

Produced by Terms of Service Podcast

Sound Design: Arthur Vincent and Sonor Lab

Co-Producers: Nicole Klau Ibarra & Mary Camacho

]]> https://podcast.termsofservice.xyz/i/4_TzseN96dz/ Femtech's Reckoning: Privacy, Power, and Protection in Health Technology with Soribel Feliz 2 1 full 00:51:50